Your Credit Is
The Game.
We study the board. We know the laws.
Strategy is the difference.
We make the right moves — removing negative items, building your credit profile, and getting you mortgage-ready. Often in 30 to 45 days.
Services Built for Home & Auto Buyers
Credit Dispute Services
We identify and challenge inaccurate, outdated, or unverifiable items on your credit report — from collections and late payments to charge-offs and judgments. Every dispute is backed by federal consumer protection law.
- All 3 bureaus covered
- Personalized dispute letters
- Progress tracking
Credit Monitoring & Coaching
Beyond disputes, we coach you on the habits that build lasting credit health. Learn how to manage utilization, build positive history, and position yourself for the best loan rates.
- Monthly score updates
- 1-on-1 coaching sessions
- Personalized action plan
Rapid Rescore for Home & Auto Buyers
On a tight timeline for a mortgage or car loan? Our rapid rescore service works directly with lenders to update your credit file in days — not months — so you can close faster.
- Results in as little as 72 hours
- Lender-ready documentation
- Mortgage & auto specialists
Three Steps to a Better Credit Score
Free Consultation
We review your credit reports together, identify every issue, and map out exactly what needs to happen to hit your target score.
Custom Action Plan
You receive a personalized roadmap — disputes filed, coaching scheduled, and a clear timeline so you always know where you stand.
Watch Your Score Rise
As negative items are removed and positive history builds, your score climbs — and your dream home or car gets closer every day.
Stories From Clients Who Made It Happen
I went from a 512 to a 678 in just 8 weeks. TDY handled everything — I barely had to lift a finger. I got approved for my first home loan at 34.
After a divorce, my credit was destroyed. TDY helped me rebuild from scratch. Six months later I drove off the lot in a brand new car with a great rate.
I was skeptical at first — I had tried other services. But TDY actually communicates, actually gets results. My score jumped 90 points.
Ready to Take Control of Your Credit?
Your free consultation is the first step. We review your credit, explain exactly what's holding you back, and give you a clear path forward — no obligation, no pressure.
- 100% free, no-obligation consultation
- Results typically seen in 30–45 days
- All 3 credit bureaus covered
- Dedicated specialist assigned to you
Get Your Free Consultation
Fill out the form and a specialist will reach out within 24 hours.